Appraisal services for San Angelo and Tom Green County homeowners

The top seven reasons why TX homeowners need Larry Jr Appraisals:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Tom Green county's assessment of your property
  3. Remove PMI to cut a mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a TX divorce, where real estate property needs to be divided
  7. To settle an estate in TX by determining the true market value of property in question

Do you own a house in or near San Angelo? Do you need help deciding the value of your real estate?
Contact Larry Jr Appraisals.

At Larry Jr Appraisals, we understand the individual needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Larry Jr Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. Larry Jr Appraisals is qualified in helping folks just like you rid themselves of unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that is going down. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Larry Jr Appraisals is your perfect weapon.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Larry Jr Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for efficiency or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.