Attention homeowners in San Angelo and Tom Green County: Get an Appraisal today!

Here are the top reasons TX homeowners use Larry Jr Appraisals:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To lower your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a TX divorce, where property needs to be divided
To settle an estate in TX by determining the true market value of real estate in question

Do you own a home in or near San Angelo? Do you need help determining the price of your real estate?
Contact Larry Jr Appraisals.

At Larry Jr Appraisals, we understand the special needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value estimation than yours.

PMI Removal Appraisals

A fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're experts in helping homeowners just like you dismiss unnecessary PMI insurance.

Challenging Tom Green county's assessment of your property

Lets say you live in a region that is declining -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Larry Jr Appraisals is your best weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be inconvenient from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. Larry Jr Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have a veteran appraiser double-check it for verity or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Larry Jr Appraisals can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.